Happy Holidays From FSA Wealth Management!

As we turn the page on 2022, we remind ourselves at FSA Wealth Management how truly blessed we are. It has been a year of challenges, but also one of opportunities, and we are thankful for each. We have the privilege of working with wonderful clients and helping to make a real difference in their financial lives. We strive to find opportunities, even in challenging markets, and seek to add value with our financial planning expertise and investment activities. We sincerely thank you for the trust you place in us each and every day.

Reflecting on 2022 and Looking Ahead

The headlines throughout the year have helped remind us that the economic and financial market environment has been challenging. It has been one of the worst bond markets in history and a stock market that seemed fixated on the negative news. The bad news has been prevalent throughout the year, with a backdrop of heightened inflation, fears related to a housing slowdown, and possibly even an impending recession. We continued throughout the year with a heightened focus; concentrating on financial planning and seeking opportunities to reposition portfolios for tax and investment benefits.

We look ahead into 2023 with the potential for further easing of inflation data and a changing stance at the Federal Reserve to one of neutrality or, potentially, even monetary easing—both of which will present positive changes for the market. As such, we are cautiously optimistic for 2023 and beyond.

Updates for FSA Wealth Management

We are keenly aware that the competitive environment for financial advice is always evolving and that we need to stay at the forefront of this evolution. As some may have noticed, we have recently updated our website, fsawm.com, and also increased our proactive communications through efforts such as our new blog. We are constantly reviewing our technology solutions and may have potential changes during 2023—please stay tuned. Lastly, we will be sending out more details of the TD Ameritrade/Schwab merger that we announced back in 2020, which is now slated for the latter half of 2023.

We look forward to meeting with each of you in the new year to revisit your financial plan, and we will continue to explore opportunities to help achieve your goals. In addition to scheduled review meetings, we are always readily available for phone calls, email, or Zoom, whichever you prefer, so please don’t hesitate to reach out at any time.

Our Thanks to You

We stress again that it is a privilege to work with such amazing clients. You are instrumental for our continued growth through your generous referrals; a responsibility we take very seriously. We are proud to engage in the community through our giving back and have made a donation on behalf of the FSA community to The Pine Street Inn and Rosie’s Place for this holiday season. We are always honored to be included in your charitable intentions, and if there are organizations or causes you feel could be a part of our giving back, please let us know.

One Final Appeal

We hope that you have a wonderful holiday season with family and friends and wish you the best for a happy and healthy 2023. There is much turmoil in the world, and may I make an appeal that we all do our part to help, in whatever ways we can, toward peace and prosperity for all.

With warm regards and gratitude,

Simon & the entire FSA Team

About Simon

Simon Heslop is Managing Partner at FSA Wealth Management, a Registered Investment Advisor firm offering fee-only services and known for its independence, objectivity, and results. With a passion for excellence and 20 years of financial services experience, Simon applies his results-driven approach to creating tailored investment and financial planning solutions for clients seeking to fulfill their vision of financial success. He has a history of developing targeted investment portfolios to help investors meet their long-term objectives, and truly enjoys the process of getting to know each FSA Wealth Management client.

Simon earned his undergraduate degree in engineering from Union College and an MBA from Northeastern University and holds the Chartered Financial Analyst® designation. Outside of work, Simon loves to hike with his family (one day his kids it funny that Dad gets them lost at least half the time). He has a passion for woodworking and is perhaps one of the few people who idolize Norm Abrams and The New Yankee Workshop. He enjoys all types of bicycle riding and has a goal of riding across the country (despite the fact that he has barely ridden across New England). Simon is constantly striving to find a better and higher self, help others, and leave the world a better place. To learn more about Simon, connect with him on LinkedIn.

FSA Wealth Management, LLC (“FSA”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where FSA and its representatives are properly licensed or exempt from licensure. For additional information, please visit our website at www.fsawm.com.